According to see H + 1.35%

Banks not only grab residential mortgage business, but also in the industrial and commercial mortgage market to provoke war, in addition to push H (according to the interest rate mortgage), will also be the higher the rate of H lower. However, although the interest rate can be as low as H plus 1.35%, but not easy to obtain, due to the threshold of the loan required to reach more than 10 million yuan.

Meridian and Central Plains mortgages are eligible for mortgage discounts, with owners recovering as low as H + 1.35% Mortgages, down by 3.1% for repayment, up to 25 years for repayment; or 80% , According to interest rates as low as 1 plus 1%, repayment period of 25 years.

Loan high threshold

Meridian mortgage referral market director Liu Yuan Yuan said that the figures show that in April this year, the amount of turnover of industrial and commercial shops by 57% to 10.5 billion yuan, a new high after 2015, reflecting the increase in the purchasing power of shops and shops on the market, there are individual banks Took the opportunity to launch a plan as low as H + 1.35%. At the same time, the 80% of the commercial and commercial mortgage schemes launched are also rare in the market.

It is understood that the above Bacheng industrial and commercial mortgage, although far more than the provisions of the top 500% of the mortgage into the mortgage, but because the financial company to provide, it is not illegal. As for the H plus 1.35%, it is not everyone can enjoy, because the loan threshold is high, the amount of loans frequently need 10 million to 20 million yuan, and must be high-quality shops or office buildings.

Central Plains mortgage brokerage manager Wang Meifeng refers to the overall atmosphere of the property market to the good, industrial and commercial shops also see the continued warming, so push the plan should be the city, but that the wages of workers and shops will not be radical.