13/8/2017-5

Spotlight: industrial and commercial buildings are not included in the scope of home insurance

Commercial buildings were banned and converted into residential flats. Members of the Legislative Council criticized the flats in the urban areas. The urban areas lacked affordable housing prices. They urged the Government to increase the supply of housing in addition to the industrial and commercial buildings. There are insurers that the general public and commercial buildings are not included in the scope of home insurance coverage, in the event of an accident, it is difficult to pursue compensation.

Mr Mak suggested that the Government should seek to increase the supply of housing in the long run, in addition to strengthening the regulated commercial buildings.

Law enforcement derivative issue

Members of the Legislative Council, Mr Matthew Megumi, have been directly repulsed and the Government has vigorously cracked down on the problem of restoring and regulating the placement of public buildings. It is believed that the fight against commercial buildings is also derived from the problem. District rent and property prices, so desperate to rent commercial buildings. She suggested that, in addition to strengthening the regulated commercial buildings, she urged the URA to rebuild land in commercial districts such as Sheung Wan and to increase the amount of housing available for a long time. “According to the Lands Department, the Buildings Department, the Fire Services Department and other ordinances, the commercial building is not included in the general household insurance coverage.” The commercial building is reorganized into a residential building. “He said,” he said, “he said,” the insurance premium will be determined on a case-by-case basis. “It is a breach of contract if the commercial use becomes a residential use.