Meridian mortgage expected to raise interest rates in the second half

US economic data is good, and the market is watching whether banks in Hong Kong will follow the US rate hike during the year. Liu Yuanyuan, chief vice president of Meridian Mortgage Referral, said he expects Hong Kong or the second half will not have the opportunity to raise interest rates, but the moderate increase of about 25-50 pips, the impact on the property market is limited.

Liu Yuanyuan explained that at present, the actual mortgage interest rate is about 2.1%. Even if the rate hike is 2-3%, the actual interest rate is still low. For many banks, they have launched the fixed-rate mortgage scheme in the recent one or two months. She believes that the first-year fixed rate of 1.68% is “already low enough”. Since it is welcomed by the buyers, it is estimated that by the second quarter, the fixed-rate mortgage The planned ratio is expected to climb to double digits.