23/2/2018-3

ICBC hit 1.68% for the first year

The United States stepped into a rate hike cycle. The interest rate will increase with the expectation of the increase. Banks have introduced fixed-rate mortgages to attract tourists. ICBC Asia Partners with AP Property and Meridian Mortgage Referral Yesterday announced that it has launched the “One-way Fixed-rate Mortgage Plan” with a fixed first-year fixed interest rate of 1.68% and a fixed interest rate of 2.15% for the next year, down to H + 1.3% and an upper limit of P -3.1%, loan life up to 30 years, cash rebates up to 1.75%.

At a press conference yesterday, ICBC Personal Banking Asia Cui Jialong, general manager of personal credit business at the press conference, said that this time it was scheduled mainly targeted at high-end customer base and the new primary-based, the minimum required price of 400 million or more, not yet Work with specific property developers. He also pointed out that this plan provides for a maximum of 1.75% cash rebate, which will be deducted from the amount of loans to customers according to the guidelines of the HKMA. Another high-interest deposit-linked scheme will be implemented with a penalty period of 3 years.

According to data from the company’s research department, according to the increasingly popular popularity, the number of inquiries and applications received since last September has increased. In the first month of this year, according to the proportion of applications Rose 35%. According to the HKMA data, in December last year, 5.5% of buyers used mortgages to construct mortgages, with the utilization rate rising by 2% month-on-month. She expects the Hong Kong and Hong Kong interest rates to rise by 0.25% to 0.5% during the year. She is given a double-digit chance of fixed-rate usage in the next quarter.

Ouyang Xuan, Midland’s director of property, said yesterday that Hong Kong had a chance to raise interest rates following the Lunar New Year, following the introduction of a set plan that will give buyers a more stable mortgage supply. He also said that due to the impact of the Lunar New Year holiday factors, the expected turnover of the property market may be short-lived, however, developers will gradually push the plate after the Chinese New Year, when expected the purchasing power will return to the market.

The stock market is in turmoil for stock building swap

The recent volatility in the stock market, the local property market has yet to see the impact of the European 沚 Hin refers to the stock market because of repeated performance, many people choose to hedge. According to Midland Realty statistics, the top ten blue chip houses in Hong Kong recorded more than 200 transactions in a row in four months and recorded more than 320 transactions in the first month of this year. He believes the figures reflect the positive attitude of buyers into the market. In the first-hand market, information shows that from January 4 last year to January this year, first-hand properties sold about 4,600 units in total, involving more than $ 74 billion. In addition, more than 4 million yuan of second-hand residential properties registered in Hong Kong recorded about 31,950 residential units last year, up 40% year-on-year and reaching a new high of 20 years.