26/5/2017-7

Banks return or raise interest rates

WASHINGTON (Reuters) – The HKMA has released a new round of regulatory measures since the end of last year. It also refers to the fierce competition in mortgage loans and the increase in the property market. Overheating risk.

Securities and mortgage industry believe that the bank capital abundant market flooding, new tactics will not affect the industry profit and capital too much, but the mortgage should stop.

Vice President Ruan Guoxuan added that mortgage pricing is picking up, just one possibility, he is difficult to comment on whether the bank vicious competition, but do not want the industry to fight short-term share, weaken the long-term sound operation.

Haicheng International Equity Research Executive Director Chen Xi Dian said that the HKMA to improve the risk level of the eight major risk of the banking sector, the overall capital and profitability of the banking sector has little effect on mortgage loans to the bank’s annual repayment rate of about two percent, even if the bank does not Plus the interest rate, the new tactics will only reduce the core capital ratio of the bank by about 0.1 percentage points, and the estimated interest rate on the interest rate will be from H + 1.3% to H + 2.2%, the bank mortgage war should not continue.