Raising interest rates and adding less
Hong Kong banks have finally followed the US interest rate hike, but the big banks only added eight points to one cent, which shows how reluctant. According to the reason, the bank should welcome interest rate hikes, and can accumulate interest, but it is now a plus of one point. If it is as HSBC said, it is necessary to consider balancing social reality before raising interest rates, especially when the trade war slows down the economy. Is it necessary to raise interest rates?
The US economy is good. It is necessary to raise interest rates and control inflation. China’s trade wars, high US dollar debts, and falling exchange rate of the renminbi have led to capital flight and economic downturn, and are in the dilemma of releasing water and retreating. Hong Kong’s economic and China’s economy will be flustered in the coming year. Instead, the trade will start to raise interest rates at the beginning of the trade war. The big banks will only add eight points to one point, which proves that the channel has seen a generous situation. If it adds four cents, it will It hurts a lot of customers, but it is not worth the candle. Bank interest rate hikes may be within expectations, and it’s amazing, but the rate hike is surprisingly low.
Usually, the market is the most powerful enemy to be a market participant, but the market rules maker, that is, the government. The wrong policy pushes the example of the market, and there are many examples in history. Far from it, the United States rescued Lehman and triggered a financial tsunami. China launched a melting mechanism to rectify A-shares. Hong Kong has 80,000 disabled property markets, and the market is often used by the government. Push. Today, Hong Kong, the property market, the stock market have been pushed by the government to show generous signs, first talk about the property market.
The government’s latest and most effective smuggling of vacant taxes has forced developers to sell flats. The vacant tax developer is selling the building, and it is necessary to launch the market as soon as possible. It is equal to the stocks, the stocks are fast, there is huge pressure, and the price is difficult to rise. I believe that the government wants to get results.
The disadvantages are the worst time to launch the generous. If the market is raised, it will be able to cool the property price. However, the property price has peaked and adjusted and it is starting to raise interest rates. The property price is immediately stepped on. SHKP (00016) sells the building with a trick, 20% sells the building, and the third is the tender for the public offering. Using this method, it’s hard to sell it, if 80% of it sells, will anyone dare to buy a house? We must know that when selling at a reduced price, developers are less profitable, prospective buyers are deterred, new buyers are shrinking at the moment, and high-value mortgages become negative assets.
The public wants developers to sell at a reduced price. In fact, after reducing the price, you buy a house and the bank estimates the price. The mortgage is even more difficult to criticize you. I think that the price of the property has fallen so that I can buy the building. I have never bought a building. I know that the property market is operating at a global point. Therefore, the predecessors said that they would develop their own property and hope that the property price will fall.
The developer’s curve is that it is easy for the government to sell the current price at the current price. If the government listens to it, it is necessary for the developer to reduce the price, and it must push the property market, and then it will save the city. In this situation, it is also because there is cash in the hands of people to pay for the goods, and the disparity between the rich and the poor has been further opened.