Leasing industrial buildings, buyers see financial water
In recent years, many industrial buildings have attracted dozens of small workshops, and small buyers are careful not to lose their blood. Some political parties have been asked for help. Some real estate agents have lobbied the public to purchase industrial and industrial flats. They claim that they can obtain bank mortgages and the company provides low-interest loans. Some people think that they have found that they have no bank loans after they have been ordered. The so-called low interest rate is a loan shark of up to 12%, which makes the victim fall into a setback or borrow a dilemma.
Mr. Yang (pseudonym) received a leaflet on the street in February this year. The real estate agent promoted a small division unit on the 6th floor of Xinyi Industrial Building in Tsuen Wan. The price of each unit was 292 square meters. The price was 2.56 million yuan. Yang said that the other party insisted that the bank could do 40% mortgage, the company also provides 3% low interest loan lending. Yang said that he believed in the sales practices of the people of Hong Kong. He did not defraud. He paid 590,000 yuan for the deposit and the first phase, and signed a sale and purchase agreement at the Law Firm.
Loan interest up to 12%
Yang then went to the bank to talk about the mortgage, but found that many of them were not willing to accept the division of the industrial building; he asked the broker for a low-interest loan, and the other party said that he could only arrange a loan with an annual interest rate of up to 12%. Yang said: “One department borrowed, one set was ordered, and I was so troubled that 590,000 were all in my family.” He also pointed out that since the contract period had passed, he had not started to pay, and he suspected that he had been ordered. .
Assisted by the Democratic Party Members of the Legislative Council, Mr Kwong Chun-yu, said that together with the case, four similar requests for assistance have been received. Three are on the same floor of the above-mentioned industrial building and the other is in the Kwai Chung Industrial Building, Kwai Chung. It is reported that Hong Kong Property and Industry has The agent, involving a total amount of nearly 5 million yuan, does not rule out or have more suffering.
Suddenly, I went to the site for verification and found that the relevant floor received a removal order from the Buildings Department in June this year. It means that the fire doors and partition walls of the lifts are not in compliance with the fire safety standards. The thickening of the platform is inconsistent with the plan and is required to be restored. However, the broker did not remind the buyer that the suspect involved a misrepresentation and did not rule out the alarm later.
Lao Ji inquired about the incident of Meilian Group (01200), which belongs to Hong Kong Property and Industry. The other party has taken the initiative to follow up. It is reported that the owner has reached an agreement with the buyer on the relevant case, but he did not respond to Yang’s allegations.
A spokesman for the Estate Agents Authority said that from January to August this year, four complaints were received about the failure to undertake mortgages for industrial and commercial units. To ensure fair and equitable investigations, the Bureau should not comment on individual cases. However, the Lands Bureau stressed that real estate agents When handling trades in industrial buildings, it is necessary to carefully check whether the land search for the property is accompanied by unauthorised building works orders. If so, the customer should be informed of the relevant circumstances and the risks involved should be reminded. Otherwise, there is an opportunity to be disciplined by the Authority.