Broker sales of industrial buildings, buyers, mistrust, mortgage

In recent years, many industrial buildings have been renovated and refurbished. Some companies have divided some floors into dozens of mortuaries and sold them in the “24-hour workplace”. The Democratic Party has so far received four people for help. It is suspected that the real estate agent has lobbied for the purchase of industrial units by means of bad sales practices. It claims that it can provide mortgages for buyers. The company will also provide low-interest loans. A number of bank loans indicated that they refused to undertake mortgages for the industrial units. The estimated cases involved more than five million yuan. The helpers did not rule out the collective alarm later.

One of the help-seekers, Mr. Yang (a pseudonym), said that in February this year, the real estate agent sold a 249-unit unit in Tsuen Wan Shun Yip Industrial with a newly renovated “24-hour workshop”. The price was about 200. 560,000 yuan; and claimed to be able to make a 40% mortgage for the buyer, the balance is arranged by the brokerage company to make a low-interest loan, the interest rate is three cents. However, after Yang Sheng paid about 600,000 yuan and signed a temporary sale and purchase agreement, he found that many banks had refused to undertake mortgages for the industrial and commercial units, and failed to successfully build mortgages. Four citizens ask for help More than 5 million

The victim did not have the ability to pay the final payment until June. The broker then arranged for another finance company to borrow, but the mortgage interest rate was as high as 12%, and the monthly contribution was raised from the initial $10,000 to $18,000.

Mr. Yang pointed out that the original intention of purchasing the unit at that time was to provide the son with a kind of living security. He also said that the 600,000 yuan spent by the purchaser was all his pension. Now he does not receive mortgages from banks, but also faces high-interest loans. . He can’t afford it, so he can only “set it up.” Of the four complaints, three were located at Shun Yip Industrial Building, Tsuen Wan, and the remaining one was Kwai Chung Estate Industrial Building.

The member of the Legislative Council who assisted the victim, Jun Junyu, pointed out that there were other problems in the investigation. According to the Land Registry’s papers, the Buildings Department issued a removal order to the flats in June. The fire doors in the lift lobby and the partition walls inside do not meet the fire safety standards. Once the partition walls are demolished, the flats cannot be separated and it is difficult to work independently. between.