Real estate topic: Dentist brother resists buying a house, 8 years late, getting on the bus, brokering a brother, and building a rich house. Master students have 13 floors

Real estate topic: Dentist brother resists buying a house, 8 years late, getting on the bus, brokering a brother, and building a rich house. Master students have 13 floors.

Eight years ago, the brothers became the focus of the market: Brother Zeng Hanhui was a dentist who refused to buy a house. His younger brother, Zeng Hanwen, was a “master’s agent” who was involved in speculation and 13 properties in Gaochun period. The controversy of “quick money”. Today, eight years later, the property market has experienced a decline, the reporter found his brother Zeng Hanwen, reviewing his footprints with his brother. Whoever has a correct view of the property market is finally revealed. Reporter: Yu Bingfeng

Zeng Hanwen is the manager of the real estate agency Zhida Bank. Compared with the experience of speculation, he talked more about the experience of buying a car. He also blew himself up not only for the Range Rover who was on the same day. “I have an Audi, a Benz private car. A Benz four-wheel drive. In addition, I bought a Hong Kong-Zhuhai-Australian brand and buried a Sha Tau Kok China-Hong Kong card. The supply of the plaque is limited and there is a value for appreciation!” Instead, the property is sold “every year,” It has been reduced from 13 in the high season to 7 in the present. “There are no 100 million people in the family. They are all 8 digits. Actually, many people will estimate it yourself!”

There is money to live happily, and the speculation is inseparable. When Zeng Hanwen University was working part-time in Zhida, he saw the developed formula of the previous generation of bosses. It was to buy a house and collect rent and appreciation, and set up another principal to buy the building. Therefore, he has to bury his heart and water to be a real estate agent, hoping to take advantage of being at the forefront and take the lead in taking the market.

In mid-2006, he was studying the Master’s program at HKU. He was a sweetheart. As a result of long-term follow-up of a guest holding a second-floor property in a village house in Tai Po, the guest complained that there was a water leak in the building and a dispute with the owner of the unit. The market price is urgently sold, so as not to be “eyes”. He knew that the unit did not have a big problem. He quickly found a friend to buy the upper unit together, and he took over the second floor unit with 1.1 million yuan. The market price was 20% lower. They merged the two units into a duplex unit and changed hands in the following year, earning a difference of 500,000 yuan.

Later, Zeng Hanwen increased the cost of the building. In 2007, he received a flat in Fanling Village House. After searching, he found that the owner had applied for three mortgages, including borrowing more than 2 million yuan from the finance company, and allowing the other party to wait for the money. I took the whole amount of cash and asked him, “I 哋all cash, can I sell it?” The result was originally called the price of 4.3 million yuan, which became a turnover of 3.9 million yuan. The stock was sold to nearly 6 million yuan in 2009. Earn nearly 2.1 million yuan. If the person repeats the low buy and sell high, he is 35 years old and has a rich family.

Dentist brother getting married

Compromise buying a building

On the other side of the box, Zeng Hanhui, the brother of the dentist, is convinced that it is most practical to open a clinic to do business. Although he is a high-paying food, he has to rent his brother’s Tai Po Plaza unit eight years ago, and he has a lunch box and a three-hour bus. Zeng Hanwen pointed out that his brother had the ability to get on the bus. It was only a different idea. “In fact, the purchase of the building is better than me, because the bank is willing to borrow money. It is only a professional of the canal system. In addition to the high angle of the eye, Zeng Hanhui firmly believes in hard work first, prefers liquid assets, and preferentially uses funds to expand his own clinics and invest in stocks.

In 2014, Zeng Hanhui got married and finally bought the upstairs car. He bought a Ho Man Tin District unit and saw his peers come to the UK to invest in a property and buy a copy. Although my brother joined the “brick party” eight years later, Zeng Hanwen believed that his brother’s net worth has been caught up. “I have a lot of property assets, but if you talk about your body, the stocks will be buried, and everyone should be blamed. More.” The reporter once looked for Zeng Hanhui, but he did not reply.

The property market has turned

Reduced property

For the property market, Zeng Hanwen believes that it has turned to the trend, and its own holding property has also dropped to a lower level. First, the property price is as high as luxury goods. It is difficult for wage earners with a monthly salary of 30,000 yuan to use the mortgage to get on the train. Second, the rate of return on rent collection has fallen to 2%, which is not attractive.

In the past, Zeng Hanwen was very eager to become a professional, but after spending eight years in the society, the conclusion was whether it was developed or not. It was more important to eat the time than to work hard. “Professionals spend time on money and rework 10 hours a day. “What is his big brother?” “There is absolutely money in the channel, but I am pursuing a generous system. If I am happy, I will travel to Thailand for a week. I am now free.” The type of property market has caused the different fates of the two brothers.