The man who made the accusations of the money was wrong

Small and medium-sized units due to the low threshold and the high rate of return, so by the home buyers welcome, but as the Financial Secretary Chen Mao-bo yesterday, the relatively small risk of small and medium-sized units, so young people should also think twice.

There is no shortage of 7% of the supply of small property market

New disk market sales slightly slowed down recently, but the price floor has always been good. Small and medium-sized units are indeed attractive, there are two main reasons. The second is the highest rate of return on rents for small and medium-sized units, according to the latest statistics released by the Rating and Valuation Department, 40, the lowest rate of rents for small and medium-sized flats. The following rate of return of 2.8%, 40 to 69.9 square meters was 2.5%, are higher than the large units.

But does this mean a lower unit risk? I am afraid the contrary, the property market if the adjustment, fine unit pressure may be the largest, Chen Mao Bo yesterday in the blog out some of the reasons. First, the mortgage interest rate in Hong Kong is frightening to crack down on the capacity of small property owners. As Chen Mao-bo said, the future of the United States will only upward. Although many optimistic sound that the Hong Kong may continue to keep up with the rise, and the pace of the US interest rate will continue to slow down.

However, the US Treasury Bureau is likely to start shrinking this year and continue to increase the scale of the published road map, so that Hong Kong, including the global capital of the flooding began to reverse, especially the funds or will gradually return to the United States, The Hong Kong dollar will not only be raised sooner or later at the linked exchange rate, but it is also possible to add up to the portion of the delay that will not be added. Get anxious.

Second, the Hong Kong interest rate rise, has been high on the property market will inevitably adjust the pressure. As Chen Ma Po pointed out, there are some new flats in Hong Kong in the future and about 7% of the 98,000 potential first-hand supplies in the next three to four years. In other words, a large number of small and medium-sized supplies are approaching.

Moreover, the prices of small and medium-sized flats have far higher than those in 2017 and 2008, and the increase in selling prices for small and medium-sized units (70 square meters) is 180%. For the same period, For between 54% and 76%, more than double the gap. Rose more, adjust the pressure the greater the golden rule, I am afraid that inevitably.

How long does the parent pay for the first term

It is worth noting that the purchase of small units in general is inevitably a weak group of financial resources, some young people are still low income, the recent more than a lot because parents have to pay the first phase to barely on the car, if the increase in interest and What is the affordability of property prices? This or aggravate the price floor to adjust the pressure.

In the current atmosphere of the property market, fine units continued to be more popular, property prices may continue to rise, but if the above unfavorable factors, the atmosphere may be reversed. Want to buy home young people the best prudent to measure the risk, within our means.