After HSBC abandoned the mortgage market, the latest information showed that HSBC’s current mortgage market share, which was the first to cut mortgage offers, fell again
The mortgage ranking fell to third place and was climbed by Aberdeen Hang Seng Bank (011). BOC Hong Kong (2388) continued to be the first and is expected to become the first year of mortgage.
According to the latest information from the Mergers and Mortgage Research Department and the Land Registry, the number of mortgages in the existing flats fell by 11.7% to 9,686 cases in September
The number of mortgages decreased by 7.8% to 1,569. In terms of mortgage market share, BOC Hong Kong continued to top the list with a market share of 25.4% in September, ranking first in the whole season. Hang Seng surpassed HSBC in the second place with a market share of 16.9%, returning to runner-up after 8 months. Location; HSBC dropped to a third place with a market share of 16%.
Cut back the gift and raise interest rates, the market share dropped sharply
According to Mr. Cao Deming, Senior Vice President of Meridian Mortgage, HSBC has gradually cut cash back and increased interest rates since the end of June, which has led to a sharp drop of 6.7% in the current mortgage market. Since the beginning of the year, HSBC’s current mortgage market share is 23.4%, while BOC is 22.7%. BOC is expected to surpass HSBC to become a younger brother.
Wang Meifeng, managing director of Zhongyuan Mortgage Co., Ltd. pointed out that the proportion of mortgages in the current building of HSBC, which led the adjustment of the preferential treatment, fell by 5.7 percentage points month-on-month, ranking third, but the mortgage rate of the uncompleted mortgages was still at the top of the list, with a 29% share. The mortgage period is generally for a period of 4 months to 6 months. Therefore, the mortgage of the uncompleted mortgage has not yet reflected the impact of the adjustment of the mortgage. On the contrary, the market share of the mortgage is changing rapidly. The reason is the second-hand property and the turnover period of the re-sale. Shorter.