In the first half of this year, the property market performed moderately and positively
The leading index of the Central Plains city representing the second-hand property market rose by 10.79%, and only 10.43% of Hong Kong stocks were won. Despite this, the performance of the Top Ten and the Top 10 Falling Houses is quite impressive. It is surprisingly surprising to win more losses.
Although in the past three and a half years, the United States has launched a rate hike in three years, the rate of increase is not too strong, and it is a gradual and gradual approach. Moreover, Hong Kong has not closely followed the US interest rate hike. During the period, it has only increased by 0.125%, which is much more moderate than the 2.25% added by the United States. As a result, the property market in Hong Kong continues to rise and rise, making the owners profitable during the low interest period. Looking back at the prices of the top 10 housing estates in Hong Kong in the first half of this year, the increase is between 16% and 31%. It is evenly distributed. Hong Kong Island, Kowloon, Dragon Road East and the New Territories West will not focus on one district. For home buyers, there is equal opportunity.
The Central Plains City Leading Index rose by 10% in the first half of the year
Even if it is unfortunately the owner of one of the top ten falling houses, it is not necessary to be discouraged. As the magnitude of the Top 10 Falling Houses only fell by 0.3% to 7.6%, even if the decline was the third place, it was only 4.3%. It did not fall to the earth-shaking situation. It is not like the stocks fell so badly. Moreover, the owners enjoy low-interest mortgage repayments. The general bank contribution rate is only 2%, and the burden is not enough to cope with ease.
The interest rate is only 2%
In addition, the mortgage provided by the landlord can make a step closer to the completion of the contribution task for each payment period, and it is not like the renting of the building. Unfortunately, the owners of the top ten falling estates do not have to worry too much. It is not a problem with real estate. It is very likely that the record of the decline caused by the sale of flats in individual industries is an individual phenomenon. Although Hong Kong has recently been affected by social incidents, it will not endless. Buying a flat is a long-term investment plan, and it is inevitable that there will be twists and turns in the middle.