Lixin Development pointed out that the property market is affected by various factors and there is certain adjustment pressure
It is expected that the volatility of property prices in 2020 will be about 5% to 10%, and there will be a turnaround in the second half of 2020.
Pan Ruimin pointed out that Hong Kong’s property market is mainly affected by two major factors. Among them, social disputes have a greater impact on buyers’ psychological factors. However, the property market changes rapidly. After the dispute is resolved, it is believed that buyers can quickly regain confidence in the market; In addition to affecting the confidence of entering the market, it also has a direct impact on the economy, so the impact on the market is longer and larger.
In the first half of the next year, the economic environment and the impact of the Sino-US trade war will continue. The short-term political factors will continue for some time, and the first half of the year will be adjusted within about 10%. For example, political events can be resolved in the first half of the year. “The transformation of the property market can be great.” I believe that the market will be better in the second half of next year. Political factors are short-term psychological factors, which have a certain impact on the economic environment, but will not be far deeper than the Sino-US trade war, and will still be good for the market in the second half of the next year.
Pan said that it was a good thing for the government to relax the mortgage before, which could increase the vitality of the market. Some people who are interested in entering the market have the ability to contribute, but they have not had the first phase. The wide mortgage can help the market and the market will be transferred.
Wide mortgage to get on the car, buyers want to count
In fact, the purchasers should also consider the mortgage. As a result of the relaxation of the mortgage, the amount of borrowing will also increase, and the monthly repayment will increase. Although the relaxation of mortgages will help the first phase, it is also necessary to consider whether they can afford the repayment.
The market is still dominated by small and medium-sized units, and the purchasing power can be transferred from the primary market to the second-hand market, and the replacement chain will be launched. For self-employed buyers, they can enter the market with confidence. “It is a good idea to buy early and buy late.” At present, there are more opportunities to get on the train. It is not as boring as before. You don’t have to rush to get into the market. In terms of investment, it is necessary to consider whether it is time to enter the market and whether the atmosphere is suitable for investment.
In terms of luxury homes, the impact is not great. Because of its uniqueness, it is expected that the future value will also be upward. For luxury home buyers, it can be said that their own heart is good and will not be affected by the overall market.
There are not many surplus goods in the group
As for the policy address, a number of measures such as the resumption of land regulations, Pan said that it is a good thing to increase land supply. However, it takes time to recover the land development. Therefore, it will not affect the short-term property market. It will take some years for the land to develop into a unit. Appeared.
In terms of vacant tax, there is pressure on developers. The Group does not have a lot of surplus goods and will actively sell them. Pan’s view is that Satisfaction Paper should be used as the taxation boundary. “There is no buyer to enter the market.” The government should consider various aspects, such as the economic environment, or use different types of units as a demarcation criterion.