Relaxation of the purchase of flats and policies for the introduction of Hong Kong residents in the North Tower

The Northbound Buying House has become a hot topic in recent days

The Central Government announced at the beginning of the month that it has relaxed the conditions for Hong Kong residents to purchase in nine cities in the Dawan District, greatly increasing the interest of Hong Kong residents in the Dawan District. Among them, Zhongshan and Zhuhai are popular cities for Hong Kong residents. In Zhongshan, the first phase of 300,000 can become the owner; while in Zhuhai, the unit does not need 1 million to trade. However, we must note that the cities in the Mainland still have control policies on the property market, which does not mean that they are completely free of purchases. Therefore, it is necessary to understand the risks of property purchase and sale and resale restrictions in various cities.

Recently, the Central Government announced 16 policy measures to popularize the people and facilitate the development of the Hong Kong professional sector to the Dawan District

The measures will further facilitate the development, employment and residence of Hong Kong residents in the nine Mainland cities of Guangzhou, Shenzhen, Zhuhai, Foshan, Dongguan, Zhongshan, Jiangmen, Huizhou and Zhaoqing in the Greater Bay Area, together with the Hong Kong and Macau Special Zones, referred to as “9+”. 2″ City.

In respect of home ownership, Hong Kong residents who purchase homes in the cities of Guangdong, Hong Kong and Macau, can be exempted from proof of residency, study or working years, as well as personal income tax and social security conditions, so that Hong Kong residents can enjoy the same treatment as local residents. This measure will facilitate Hong Kong residents to study, work in the Mainland and live in the Mainland after retirement.

Dawan District

Xu Dawei (pictured), the business director of the Central Plains Real Estate Projects Department (China and overseas properties), pointed out that “the Hong Kong people’s enthusiasm for home ownership in Dawan District has increased again due to the recent announcement by the mainland government of the relaxation of certain conditions and restrictions on Hong Kong residents’ home ownership in the Greater Bay Area. In the past, buyers will only go north on the weekend. At present, they will also meet with brokers on the weekdays.”

Mr Hui reminded, “Although Hong Kong people are more convenient in buying property in Dawan District, the mortgage policy on mortgages has not been lifted. It is necessary to ask Hong Kong people whether there is a mortgage loan in the Mainland in the past. Therefore, it is necessary to find a bank to confirm that it can be built. It is only a simple mortgage, which is about 4% of the property price. Even the land mortgage and other miscellaneous fees are only about 5% to 6% of the property price.” Home ownership fees account for about 6% of property prices

In addition, Lin Shichang, managing director of Midland China (Zhuhai/Macau/China Export Group), said: “In some cities in the Greater Bay Area, such as Zhuhai in August and September this year, Zhongshan has relaxed some policies in October and has begun to increase. People went to the Dawan District Diaolou. In July and August of this year, they only had a group to go to the Dawan District Zhuhai, Zhongshan, Foshan and other cities. They began to rise, and the new announcement facilitated the arrival of Hong Kong people in Dawan. District property policy, there are currently 2 regiments of the North Upstairs Building on each weekend, reflecting a significant increase in the North Tower. Zhongshan is one of the most popular cities in Hong Kong because of the unlimited purchase and sale of second-hand homes.”

Apartment house is different in nature

Lin Shichang also mentioned that there are apartments in the mainland, which can be generally divided into residential apartments and serviced apartments. Similar to the serviced residences in Hong Kong, the land for apartments is of commercial nature. The property rights are up to 50 years, and the land properties of ordinary houses are inhabited. Land use, the property rights are up to 70 years.

However, the relaxation of the conditions for Hong Kong people to buy flats in the Dawan District does not mean that they are completely unrestricted. The cities in the Mainland still have control policies on the property market. Just as there are “hot tricks” in Hong Kong, the Mainland also has limited purchases, restricted sales and restricted loans. Therefore, we must understand the trading restrictions and policies on the sale and resale of properties in various cities.


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