Seize the opportunity to press wide and wait for the bonus to be released

I’m a poor man born out of nothing

My origin makes me understand that society is not easy to give you justice. But we must know: Heaven is actually fair. Because opportunities never stop appearing. Some people say that opportunity is exploited by injustice because they don’t know: opportunity comes from “change”. As long as it is changed, whether it is fortune or misfortune, it will generate opportunity.

Because the world is constantly changing, opportunities are constantly emerging

Under “change,” everyone is equal. Because smart people belong to only a few relationships, most people make the wrong decisions, and human nature redistributes opportunities among the few. The success of others is because he has mastered the “change” of the past, but the opportunities created by change today are fair to everyone. Except that you give up and destroy, no one has seized your opportunity today.

In 2007, the US subprime crisis occurred. I thought that US finance would continue to deteriorate and the situation would turn to the Mainland and Hong Kong. The big changes brought about great opportunities. Therefore, starting from 2008, I wrote “Ten Advices on the Real Estate Market” at the beginning of each year. And other articles exploring the new normal. The investment direction has given me a pleasant return on investment over the past 12 years. Many supporters and sympathizers of this article have gained a lot of gains during this period.

Twelve years later, we have another “big change” in front of our eyes, and naturally, a big opportunity has arisen. Under the 2019 riots, the government eased mortgages on buildings.

In the policy report of October 2019, the government announced that it would relax the ceiling on the property price of the mortgage insurance scheme. The ceiling on the price of 90% of mortgage loans was raised from 4 million to 8 million, and the ceiling on the price of 80% of mortgage loans was raised from 6 million. To 10 million yuan. In other words, only 10% of the first phase is required for properties of 8 million yuan or less. Sure enough, things change often. In the process of change, there are pains but new opportunities.

In the Hong Kong property market, where the market structure is extremely stable, the above rare opportunities are unlikely to occur without the occurrence of “changes”.

As always, most people will give up and look pessimistic when the opportunity comes

The time to enter the market for up to three months in the future. Everyone ignored the drastic reduction in the initial cost of getting on the car. The most important thing is that this bonus has not been reflected in the market. I think young people can grasp this opportunity under the circumstances of taking risks.


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