According to a research report from the Meridian Mortgage Referral Research Department, the number of existing mortgages in November was 7,398, a decrease of 39% from 12,110 in October, and returned to the level of April this year
The number of uncompleted mortgages in November was 1,170, an increase of 20% over October, and returned to the thousand level.
Unfinished house performance is outstanding this year
In the first 11 months, the number of uncompleted mortgages was 12,391, a rise of 4,160 or 50.5% from 8,231 last year, a record high.
Cao Deming, Senior Vice President of Meridian Mortgage Referral, said that although the measures to relax the mortgage ratio made a great leap in the number of existing buildings in October, the strength was not continuously reflected in November. It is believed that the social market event reduced the transaction in the housing market Family wait and see attitude. On the contrary, the number of uncompleted mortgages has picked up, and overall, the number of uncompleted mortgages has been outstanding this year.
In terms of the market share of the bank, BOC (02388) in November included existing and uncompleted mortgages
Wang Meifeng, Managing Director of Zhongyuan Mortgage, pointed out that large banks further adjusted their mortgage concessions in September. During this period, some small and medium-sized banks only followed at a later time. Among the mortgages of existing buildings in November, the market share of the four major banks decreased significantly by 12.9 percentage points to 62.9%.